Your transactions are
absolutely safe. Farmers State Bank works with cutting edge technology
partners to ensure that the most secure environment is made possible
for our valued customers. We offer you worry free Internet banking.
You can be completely confident of the following security measures:
Secure Communications
Our system ensures that data exchanged between your PC and our computers
is encrypted with 128-bit encryption-the strongest encryption available.
Encryption is accomplished through Secure Sockets Layers (SSL) which
utilize mathematical formulas to "encrypt" or hide information
from prying eyes on the Internet. Additionally, if SSL detects that
data was added or deleted after you sent it to the bank, the connection
will be severed in order to guard against any tampering. The most
popular browsers have the SSL security feature built in. How can
you tell if your browser is secure? Click here.
Secure Environment
Our computer system does not connect directly to the Internet. It
is isolated from the network via a "firewall". A firewall
is a combination of software and hardware products that designate
parameters, control and limit the access that outside computers
have to the banks internal network and databases. You can feel secure
knowing that our firewall protects your personal information from
unauthorized access.
Secure Login
User ID's and passwords are isolated from the Internet by being
stored on Farmers State Bank's computer. This way the passwords
and ID's can never be accessed or downloaded by anyone on the Internet.
Additionally, user passwords can vary from seven to nine characters,
which means the chance of randomly guessing a password is less than
one in 1 billion! The system also checks for invalid logins and
automatically disallows a user after three invalid attempts. This
prohibits the "hacker" from gaining access to our system
thus protecting your accounts.
Your Password
You will be responsible for maintaining one of the most important
security measures, your password. When you receive your Farmers
State Bank Online password, be sure to keep it a secret. Memorize
it, or write it down and keep it in a safe place. It is not recommended
you carry your password in your purse or wallet. Make sure no one
watches you enter your password and always close your browser when
leaving the computer. Make sure you regularly scan your computer
for viruses that could be used to capture password keystrokes. You
ultimately hold the key to your password security. Not even a bank
employee knows your password.
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