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Business Accounts

Personal Accounts

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Additional Services

Personal Accounts:
Regular Checking:
$300.00 Minimum balance.  No service charge.   Unlimited check writing.  If balance falls below $300.00, a service charge of $2.00 + $0.10 per check will be charged.  $100.00 minimum opening deposit.   *Full-time-students and those 65 and older have free checking.
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Super Club:
No minimum balance.  Up to 50 checks per month.  A service charge of $0.10 per check over 50.  There's a $4.00 credit on any check order.
Additional benefits:  no charge for stop payments, travelers cheques, photocopies, or travelers express money orders.
Service Charges:  $5.00 Club - $10,000 accidental death insurance personal account, $5000 each/joint.
                           $6.00 Club - $20,000 accidental death insurance personal account, $10,000 each/joint.
                           $7.00 Club - $30,000 accidental death insurance personal account, $15,000 each/joint.
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Golden 50:
$100.00 minimum opening deposit.   No service charge.  No minimum balance required.  Unlimited check writing.  Earn interest daily paid monthly.  Free first order of personalized checks.  50% off of small safe deposit box.  Free notary service.  No charge for travelers checks.
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Now Account (Interest Checking):
$900.00 minimum opening deposit.   Daily interest paid monthly.  If balance falls below $900.00 anytime during the month, there is a $3.00 service charge + $0.20 per check.
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Money Market Checking:
$1,000 minimum opening deposit.   Interest is compounded daily and posted monthly.  If balance drops below $900.00, a $3.00 service charge + $0.20 per check will be charged and no interest will be paid.  *Unlimited telephone transfers and in bank transactions.
*3 total withdrawals on third party checks or pre-authorized drafts.
*$100.00 minimum on transactions/withdrawals or deposits.
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Passbook Savings Account:
Daily interest paid quarterly.  $100.00 minimum opening deposit.  Limit of 3 withdrawals per quarter with $1.00 service charge for more than 3.  Also, $3.00 charge per quarter if balance falls below $100.00.
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Christmas Club Savings:
No service charge.  Earn interest daily and paid quarterly.  Savings check paid every 2nd week in November.
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Certificates of Deposit (CD):
Opening amount of $500.00 with maturity terms from 30 days to 5 years.  Based on a simple rate and can be automatically renewed.  Interest paid with monthly interest check or at maturity.
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IRA (Individual Retirement Account):
Rates and maturity dates are the same as CD's rules and regulations and are subject to change according to IRS tax laws.
*All deposits are insured up to $100,000.00 by the FDIC.
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