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| Personal Accounts: | |
| Regular Checking: | |
$300.00 Minimum balance.
No service charge. Unlimited check writing. If balance
falls below $300.00, a service charge of $2.00 + $0.10 per check
will be charged. $100.00 minimum opening deposit.
*Full-time-students and those 65 and older have free
checking. Back to top |
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| Super Club: | |
| No minimum balance. Up
to 50 checks per month. A service charge of $0.10 per check
over 50. There's a $4.00 credit on any check
order. Additional benefits: no charge for stop payments, travelers cheques, photocopies, or travelers express money orders. Service Charges: $5.00 Club - $10,000 accidental death insurance personal account, $5000 each/joint. $6.00 Club - $20,000 accidental death insurance personal account, $10,000 each/joint. $7.00 Club - $30,000 accidental death insurance personal account, $15,000 each/joint. Back to top |
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| Golden 50: | |
| $100.00 minimum opening
deposit. No service charge. No minimum balance
required. Unlimited check writing. Earn interest daily
paid monthly. Free first order of personalized checks.
50% off of small safe deposit box. Free notary service.
No charge for travelers checks.Back to top |
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| Now Account (Interest Checking): | |
| $900.00 minimum opening
deposit. Daily interest paid monthly. If balance falls
below $900.00 anytime during the month, there is a $3.00 service
charge + $0.20 per check.Back to top |
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| Money Market Checking: | |
| $1,000 minimum opening
deposit. Interest is compounded daily and posted
monthly. If balance drops below $900.00, a $3.00 service
charge + $0.20 per check will be charged and no interest will be
paid. *Unlimited telephone transfers and in bank
transactions. *3 total withdrawals on third party checks or pre-authorized drafts. *$100.00 minimum on transactions/withdrawals or deposits. Back to top |
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| Passbook Savings Account: | |
| Daily interest paid
quarterly. $100.00 minimum opening deposit. Limit of 3
withdrawals per quarter with $1.00 service charge for more than
3. Also, $3.00 charge per quarter if balance falls below
$100.00.Back to top |
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| Christmas Club Savings: | |
| No service charge. Earn
interest daily and paid quarterly. Savings check paid every
2nd week in November.Back to top |
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| Certificates of Deposit (CD): | |
| Opening amount of $500.00 with
maturity terms from 30 days to 5 years. Based on a simple rate
and can be automatically renewed. Interest paid with monthly
interest check or at maturity.Back to top |
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| IRA (Individual Retirement Account): | |
| Rates and maturity dates are
the same as CD's rules and regulations and are subject to change
according to IRS tax laws. *All deposits are insured up to $100,000.00 by the FDIC. Back to top |
