|
| |
| Personal Accounts: | |
| Regular Checking: | |
Unlimited check writing. If balance falls below $300.00, a service charge of $2.00 + $0.10 per debit will be charged. $100.00 minimum opening deposit. * Full-time students and those 65 and older have debit free checking. Back to top |
|
| Super Club: | |
| $100 minimum opening deposit. Up to 50 checks per month. A service charge of $0.10 per debit over 50. There’s a $4.00 credit on any check order. Additional benefits: no charge for stop payments, travelers cheques, photocopies, or travelers express money orders. Service Charges: $5.00 Club-$10,000 accidental death insurance personal account, $5,000 each/joint. $6.00 Club-$20,000 accidental death insurance personal account, $10,000 each/joint. $7.00 Club-$30,000 accidental death insurance personal account, $50,000 each/joint. Back to top |
|
| Golden 50: | |
| $100.00 minimum opening deposit. No service charge. Unlimited check writing. Interest is compounded and credited monthly. Free first order personalized checks. 50% off of small safe deposit box. Free notary service. No charge for travelers checks.Back to top |
|
| Now Account (Interest Checking): | |
| $900.00 minimum opening deposit. Interest is compounded and credited monthly. If balance falls below $900.00 anytime during the month, there is a $3.00 service charge + $.20 per debit.Back to top |
|
| Personal Investment Account: | |
| $1,000.00 minimum opening deposit. Interest is compounded monthly and posted monthly. If balance drops below $900.00, a $3.00 service charge + $.20 per debit will be charged and no interest will be paid. *6 total withdrawals. $100 minimum on transactions/withdrawals and deposits.Back to top |
|
| Passbook Savings Account: | |
| Interest is compounded and credited quarterly. $100.00 minimum opening deposit. Limit 6 withdrawals per month with $1.00 service charge each withdrawal more than 3 per quarter. No service charged. Interest will be compounded and credited quarterly.Back to top |
|
| Certificates of Deposit (CD): | |
| Opening amount of $500.00 with maturity terms from 30 days to 5 years. Based on a simple rate and can be automatically renewed. Interest paid with monthly interest check or at maturity.Back to top |
|
| IRA (Individual Retirement Account): | |
| Rates and maturity dates are the same as CD’s rules and regulations are subject to change according to IRS tax laws. *All deposits are insured up to $250,000.00 by the FDIC. Back to top |
