|
Personal
Accounts: |
|
Regular Checking: |
|
Unlimited check writing. If balance falls below $300.00, maintenance fee of $2.00 + $0.10 per debit will be charged. $100.00 minimum opening deposit.
Back to top |
|
Super Club: |
|
$100.00 minimum opening deposit. Up to 50 checks per month. A debit fee of $0.10 per debit over 50. There is a $4.00 credit on any check order.
Additional benefits: no charge for stop payments, photocopies, or money orders.
Maintenance Fees:
$5.00 Club-$10,000 accidental death insurance personal account, $5,000 each/joint.
$6.00 Club-$20,000 accidental death insurance personal account, $10,000 each/joint.
$7.00 Club-$30,000 accidental death insurance personal account, $15,000 each/joint.
and $1,500 for each dependent child.
Back to top |
|
Golden 50: |
|
$100.00 minimum opening deposit. No service charge. Unlimited check writing. Interest is compounded and credited monthly. Free first order personalized checks. 50% off of small safe deposit box. Free notary service.
Back to top |
|
Now Account (Interest Checking): |
|
$900.00 minimum opening deposit. Interest is compounded and credited monthly. If balance falls below $900.00 anytime during month, there is a $3.00 maintenance fee + $0.20 per debit.
Back to top |
|
Personal Money Market Account: |
|
$1,000.00 minimum opening deposit. Interest is compounded monthly and posted monthly. If balance drops below $900.00, a $3.00 maintenance fee + $0.20 per debit will be charged and no interest will be paid. 6 withdrawals per month.
Back to top |
|
Savings Account: |
|
Interest is compounded and credited quarterly. $100.00 minimum opening deposit. Limit 6 withdrawals per month with $1.00 debit fee for each withdrawal more than 3 per quarter. No service charge. Interest will be compounded and credited quarterly.
Back to top |
|
Certificates of Deposit (CD): |
|
Opening amount of $500.00 with maturity terms from 30 days to 5 years. Based on a simple rate and can be automatically renewed. Interest paid with monthly interest check or at maturity.
Back to top |
|
IRA (Individual Retirement Account): |
|
Rates and maturity dates are the same as CD’s rules and regulations. Subject to change according to IRS tax laws.
*All deposits are insured up to $250,000.00 by the FDIC.
Back to top |